Fill EPF Joint Option Form Online for Higher Wages

Hey there! Do you know what a retirement fund is? It’s like a piggy bank that grown-ups put money into when they work, so they have enough money to use when they stop working.

Now, the Employees’ Provident Fund – EPF Joint Option Form for Higher Pension is like a unique form that grown-ups fill out when they want more money from their retirement piggy bank. The form helps the people in charge of the piggy bank figure out how long the grown-ups worked at their job and how much money they should get when they retire.

So, it’s like a special paper that helps ensure the grown-up gets enough money to have a happy and comfortable life when they’re no longer working. Cool, right?

The EPF Joint Form is important for all employees seeking to take advantage of their retirement benefits. The application is designed to help employees ensure that they receive their retirement benefits in the most efficient and hassle-free manner. By providing accurate employment history, the form helps to prevent any issues regarding entitlement to financial benefits related to employment history.

Benefits of Completing the EPF Joint Form for Higher Pension

The EPF Joint Form provides several benefits for employees who fill it out accurately. Firstly, it provides valuable information related to an employee’s service history and employment record, which is necessary to calculate pension entitlements accurately. This form ensures that employees receive the financial benefits they deserve by enabling them to claim their retirement benefits effectively.

Filling out the Online EPF Joint Form for higher pension offers many advantages, including faster processing times and the ability to submit forms remotely. The online version allows employees to fill out their forms from the comfort of their homes or offices, and they do not have to worry about traveling to government work places to submit their applications.

Eligibility Criteria

Filling out the EPFO Joint Option Form online is only possible if specific criteria are met. To be eligible for the higher pension, a subscriber must be married, and their spouse must be nominated for the Employees’ Pension Scheme, in addition to contributing to the Employees’ Provident Fund (EPF) for at least ten years. Furthermore, the form is available for employees nearing their retirement age or those already retired. 

A subscriber must provide their pension scheme details, such as the expected date of retirement, bank account number, and IFSC, if any, while filling out the form. It is also essential to submit the required documents, including a PAN card, Aadhaar card, EPF Passbook info, and bank details. Not meeting any of these criteria can result in the rejection of the application, which may delay the process of accessing the entitlements. Therefore, verifying the eligibility criteria beforehand is vital to ensure a smooth and hassle-free online form-filling process.

How to access the EPF Joint Option Form online

Here are the detailed steps on how to access the EPF Joint Option Form for higher pension online:

  1. Go to the official EPFO website at
  2. Scroll down the homepage and click on the “For Employees” link.
  3. From the dropdown menu, select “Services.”
  4. Click on the “Member UAN/Online Service” option on the Services page.
  5. Choose either “Pension on Higher Salary: Exercise of Joint Option under para 11(3) and para 11(4) of EPS-1995 on or before 3rd May 2023” or “Pension on Higher Salary: Online application for validation of Joint Option” depending on your requirement.
  6. Fill in the necessary details in the online form and review the form and make any necessary corrections.

Filling the EPF Joint Option Form for Higher Wages

General steps to fill out the EPF Joint Option Form online. Here is a detailed step-by-step guide to filling out the form online:

1. Choose the proper joint option form at

2. You will find four steps on the form submission page: Get the Authorization Pin, Validate the user, Submit the Application, Acknowledgement the number generated.

3. Enter your details such as name, UAN, date of birth, Aadhaar number, and mobile number.

4. Verify yourself by entering the captcha on the screen and then authorize by entering the OTP sent to your registered mobile number.

5. At the Submit Application page, tick the Disclaimer and verify the UAN details followed by the service details.


6. Enter your email ID, Aadhaar linked bank account number, and the IFSC code of the bank under Member Details.


7. Select the Joint Option & Contribution details correctly and attach the required documents where necessary.

joint option contribution details

8. Read the declaration, enter the place, agree to the terms and enter the captcha to apply.

9. Write down the acknowledgement details for future reference.

By following these steps, you can fill out the EPF Joint Option Form for higher pension online quickly and securely. If you need any further assistance, you can contact the EPFO helpdesk.

In conclusion, the EPF Joint Option Form for higher pension is an essential document that allows employees to claim the financial benefits they deserve during retirement. Filling out the form online is convenient, efficient, and secure. By verifying eligibility criteria, employees can ensure they meet all the requirements and avoid rejection or delay in processing their applications. The step-by-step guide provides an easy-to-follow framework for employees to fill out the online form accurately and correctly. A smooth and hassle-free online form-filling process allows employees to access their financial entitlements without inconvenience.

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