The eSHRAM Card is a government initiative designed to provide social security and financial assistance to unorganized workers in India. This comprehensive guide will explore the various advantages of the eSHRAM Card, including the benefits it offers and the process of self-registration and card download. If you are an unorganized worker or know someone who could benefit from this scheme, read on to learn more about the e-SHRAM Card and how it can improve your life.
What you learn
What is an eSHRAM Card?
The eSHRAM Card, previously known as the Labour Card, is a part of the Pradhan Mantri Shram Yogi Maandhan scheme. It aims to provide old age protection and social security for unorganized workers in India. The card guarantees a monthly pension of Rs. 3,000 for eligible workers after they reach the age of 60. It also offers additional benefits such as death insurance, financial assistance in case of incapacity, and access to various government schemes.
What are the Benefits of eSHRAM Card?
This Card offers several benefits to unorganized workers, including:
- Monthly Pension: A guaranteed monthly pension of Rs. 3,000 after the age of 60.
- Death Insurance: Insurance coverage of Rs. 2 lakhs in case of the worker’s death.
- Financial Assistance: Financial aid of Rs. 1 lakh in case of partial disability or incapacity.
- Spouse Benefits: If a cardholder passes away due to an accident, their spouse will receive all the benefits.
- Unique Account Number (UAN): Cardholders will receive a 12-digit UAN number that is valid throughout India.
- Job Opportunities: Access to employment opportunities through the National Career Service (NCS) portal.
- Skill Development: Integration with the Skill India Portal to help workers avail of various skilling programs.
eSHRAM Card Eligibility Criteria
To apply for an eSHRAM Card, workers must meet the following eligibility criteria:
- Must be an unorganized worker or employed in the unorganized sector
- Age should be between 16 and 59 years
- Must have a valid mobile number linked to their Aadhaar Card
Documents Required for e-SHRAM Registration
To register for the e-SHRAM Card, applicants must have the following documents:
- Aadhaar Card
- Mobile number linked to the Aadhaar Card
- Bank account details
How to Register for an eSHRAM Card?
To register for an eSHRAM Card, follow these steps:
- Visit the official eSHRAM website at https://eshram.gov.in/
- Click on “Register on eSHRAM” on the homepage.
- Enter your Aadhaar-linked mobile number and the captcha code, then click “Send OTP.”
- Enter the OTP received on your mobile number and click “Validate.”
- Confirm your personal details displayed on the screen.
- Enter the required information, such as address, educational qualifications, and employment details.
- Select your skill name, nature of the business, and type of work.
- Enter your bank account details and select the self-declaration option.
- Verify your entered details using the “Preview” button and click “Submit.”
- An OTP will be sent to your registered mobile number. Enter the OTP and click “Verify.”
- Your Card will be generated and displayed on the screen. Click “Download” to save a digital copy of your card.
How to Download Your eSHRAM Card?
After completing the registration process, follow these steps to download your eSHRAM Card:
- Visit the official eSHRAM website at eshram.gov.in
- Click on “Already Registered” on the homepage and select “Update/download UAN card.”
- Enter your UAN Number, Date of Birth, and Captcha code, then click “Generate OTP.”
- Enter the OTP sent to your registered mobile number and click “Validate.”
- Confirm your personal details displayed on the screen.
- Verify your entered details using the “Preview” button and click “Submit.”
- An OTP will be sent to your registered mobile number. Enter the OTP and click “Verify.”
- Your e-SHRAM Card will be generated and displayed on the screen. Click “Download” to save a digital copy of your card.
Checking eSHRAM Card Status
To check the status of your eSHRAM Card, follow these steps:
- Visit the official eSHRAM website at eshram.gov.in
- Click on “E-Aadhaar Card Beneficiary Status Check” on the homepage.
- Enter your eSHRAM Card number, UAN Number, or Aadhaar Card Number, and click “Submit.”
- Your eSHRAM Card payment status will be displayed on the screen.
eSHRAM Card Portal Integration with Other Government Portals
The eSHRAM Card portal is integrated with several other government portals to provide additional benefits and services to cardholders. These integrations include:
- National Career Service (NCS) Portal for job opportunities
- UMANG Mobile Application for ease of registration and updates
- Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) for seamless pension scheme registration
- DigiLocker for easy and secure download of eSHRAM Cards
- Skill India Portal for access to various skilling programs
- Integration with EPFO and DFPD for deduplication of the eSHRAM database and efficient benefit dissemination
Frequently Asked Questions (FAQs)
What is an e-SHRAM Card?
The eSHRAM Card is a centralized database seeded with Aadhaar that aims to provide social security benefits to unorganized workers in India. The card guarantees a monthly pension of Rs. 3,000 for eligible workers after they reach the age of 60 and offers additional benefits such as death insurance and financial assistance.
How to cancel eSHRAM Card Registration Online?
To delete your eSHRAM Card registration, visit the official eSHRAM website and click on the “Update Card” option. Enter your Universal Account Number (UAN) and Date of Birth to proceed with the cancellation.
What is an eSHRAM Pension?
An eSHRAM Pension is a monthly pension of Rs. 3,000 provided to eligible unorganized workers after they reach the age of 60.
What is the Maximum Pension Benefit?
The maximum pension benefit is 50% of the highest pay in the Government of India (currently Rs. 1,25,000) per month. Pensions are payable until the date of death.
Is the eSHRAM Card for Unemployed Youth?
No, the Card is specifically designed for unorganized workers aged between 16 and 59 years.
The eSHRAM Card is a significant step towards providing financial security and social protection to unorganized workers in India. By offering access to social security schemes, financial assistance, and skill training programs, the government supports the livelihoods of millions of workers across the country. The eSHRAM Card system is transparent, ensuring that the benefits reach the intended beneficiaries. Overall, the eSHRAM Card is an outstanding government initiative, and unorganized workers should take advantage of it.